The Wyre LOCAL_TRANSFER connection flow leverages your Plaid Link account in order to make it easy for your customers to connect their bank account to their Wyre account. You can activate Wyre within the Plaid integrations dashboard.
Creating the Payment Method
Refer to the LOCAL_TRANSFER (ACH) - Create Payment Method API for details finishing the link and passing the processorToken.
ACH Funds Delivery Timeline
ACH transfers should be delivered 5 business days after the date of initiation. The expected delivery date of funds can be impacted due to bank holidays and weekends.
ACH Failure Notifications
ACH transfers are done through the Create Transfer endpoint. A transfer id is generated for every initiated transfer, including ACH deposits. You can query the transfer by id to get details from the API regarding ACH failures.