Create an ACH Payment Method
Using the publicToken
The
publicTokenexpects a new Plaid Public Token with each request. You can generate a new Plaid token by using the Plaid ACH Widget.
Please refer to the Payment Method Resources page for more information on payment methods.
When you create a Payment Method using this API it will return with a status of PENDING. The Payment Method must be approved before it can be used. Once approved, the Payment Method will transition from PENDING to ACTIVE
Using The LOCAL_TRANSFER Payment Method as a Transfer source
When using the Payment Method as the source of a Transfer you will need to use the SRN with the suffix :ach. This will tell our system to route the transaction to the ACH network.
For example, to use the above payment method you would make a request that looks like:
{
"source": "paymentmethod:PA-W7YN28ABCHT:ach",
"dest": "account:AC-XX38VYXUA84",
"sourceCurrency":"USD",
"destCurrency":"USD",
"sourceAmount": "100"
}